It makes a big difference whether you give something back or pay it off...
The framers of the laws instituted festivals, in order that men should be publicly compelled to gaiety, as a necessary temperance for labors. We remember the great orator Pollio Asinius, who was not detained by anything beyond the tenth hour: he did not even need letters for an hour after that, so that no new concern arose, but he put the fatigue of the whole day in those two hours. Some joined in the middle of the day and put off some lighter work in the afternoon hours. Our elders also forbade a new report to be made in the senate after ten o'clock. The army divided the vigils, and the night was safe from the return of the expedition.